Employer Provided Benefits
Benefits provided for employees and generally paid for by the employer
- Basic Life
- Accidental Death & Dismemberment
- Short Term Disability
- Long Term Disability
- Executive Medical Reimbursement
- Employee Assistance Plan
- Premium Only Plan (Section 125 Trust)
- COBRA Administration
Employer Sponsored Benefits Benefits sponsored by the employer and the cost is typically shared by the employer and employee
- Medical (including HRA's and HSA's)
- Prescription Drug Card Service
- Dental
- Vision
Benefits sponsored by the employer and paid for by the employee
- Flexible Spending Accounts (Flex Plans)
- Supplemental Term Life Insurance
- Group Universal Life Insurance
- Supplemental Dental Plans
- Supplemental Vision Plans
- Long Term Care
- Disability Buy-Up
Employee Retirement Plans Tax-advantaged retirement and savings programs offered by and possibly subsidized by, the employer
Qualified Plans
(available to most employees)
Non-Qualified Plans
(available to highly compensated)
Business Succession Planning Plans to protect business succession, and preserve the value of the business for the owner's heirs
- Estate Planning
- Buy/Sell Agreements
- Key Person Insurance
Technology-Based Administration Services Independent services that provide database management and Internet-based interfaces for record-keeping and administration of Employee Benefits
- Complete and private database management of employee information related to Benefits and other Human Resource functional requirements.
- Convenient and well-designed Internet-based interfaces with database service providers and/or benefits providers to facilitate easy record keeping and benefit administration.
- Services that eliminate much of the form-filing and record keeping that tie up Human Resource departments.
HR Services Independent services that eliminate or temporarily replace administratively burdensome HR functions
| 
